1Y · Annualized yield
4.13%+2 bp- Maturity
- 1-Year
- Previous yield
- 4.11%
- Change in basis points
- +2 bp
What you’re looking at.
This is a reference yield for U.S. Treasury debt around a 1-year maturity. A yield is a percentage, not the dollar price of a bond. One basis point is 0.01 percentage point.
Why it matters.
Shorter-maturity yields help put cash and near-term savings rates in context. When an investment matures, reinvesting the proceeds may mean accepting a different rate.
What this number cannot tell you.
This benchmark yield is not a guaranteed offer available to every investor or the return of a bond fund. The price you pay, holding period, reinvestment, and taxes affect your outcome. Even Treasury prices can fall before maturity.
A question worth asking.
How does the timing of my bond holdings fit the timing of my spending, and what happens if rates change?